Irina Ursachi

Independent consultant

Irina Ursachi is an independent Risk Management consultant. She has over eight years of experience in the banking industry, managing international projects in various European jurisdictions such as UK, France, and Germany. Her expertise covers the design and specification of business processes as well as the implementation of regulatory requirements, trading systems, and valuation models. Mrs. Ursachi is an active contributor to research projects and publications in the area of Risk Management. Prior to becoming an independent consultant, she has worked for the consulting companies d-fine and KPMG. She holds a Master’s degree in Mathematics from the University of Kaiserslautern.

Michael Gutsche



Santo Mukherji

Independent Consultant

Santo Mukherji is currently working as a Senior Audit Manager for Risk, Model and Capital Methodologies in Lloyds Banking Group. Santo has over 15 years experience in a wide variety of areas ranging from market risk, credit risk, model risk, regulatory risk & compliance, operational risk & governance, capital methodologies in organisations such as Jefferies, Deutsche Bank, HSBC, RBS, Bank of America, Santander. Santo has a BEng (first class) in Electrical Engineering; also an MSc in Management Science and Operational Research (with EPSRC scholarship) from Warwick Business School and MBA (with QS scholarship) from Cass Business School. 

Andrea Martin Schnoz

Regulatory Capital Management and Planning

Julius Baer

Stefan Röth

Senior Manager


Stefan is a Senior Manager in PwC Germany's Regulatory Management division with more than twelve years of consulting experience in the financial sector. He is a specialist around all pillar 1 and regulatory reporting topics, including the Basel III rules on liquidity and leverage ratios. Stefan is co-editor of PwC's Basel IV book and has held numerous training courses on this topic.

Matthias Maucher

Senior Manager

PwC Financial services

Matthias is a Senior Manager at PwC Financial Services. He is an expert in collection processes and regulatory NPE requirements and a member of the PwC internal expert group on Non Performing Exposures. Matthias brings in more than  12 years of  experience. He held positions in Financial Markets and Finance at a German bank. Matthias is supporting clients on issues concerning Credit Risk and NPE-Management, Own Funds, Solvency, Liquidity, Recovery and Resolution including MREL/TLAC. Thereby applying the knowhow on strategic, process and data management issues. He holds a PhD of Mannheim University (Germany) and an MBA of ESSEC (France).

Dr. Thomas Gstädetner

Head of Division in DG Micro-prudential Supervision II

European Central Bank

Thomas is Head of Division in DG Micro-prudential Supervision II at the European Central Bank and President of the Supervisory Board at EBI - European Banking Institute. Before joining the ECB, he worked for Deutsche Bank in London for almost 10 years. Beforehand he was Head of Legal in an Asset Management Company and in a law firm. His expertise covers banking regulation (Basel 3, CRR CRD IV), derivatives, capital market products and risk management of financial institutions.