Director, ALM/BSM senior practitioner
Karen Moss is a Director in Moody’s Analytics. Karen has 15 years of experience in International Banking, with the last 3 years in Asia. She is an expert in liquidity and interest rate risk management. In her last role, she was responsible for managing the balance sheet of Royal Bank of Scotland in Asia Pacific. Prior to this she has worked in various positions in a Treasury capacity in Europe.
Based in Singapore, Karen is responsible for delivering value to our ALM client base, bringing them the latest thought leadership and best practice.
Karen holds a degree in Economics from The University of Birmingham in the UK and the ACTM qualification from the Association of Corporate Treasurers.
Puay Tin Teo
Executive director, corporate and institutional banking (CIB) structural initiatives
Puay Tin is an Executive Director in Stanchart’s Corporate Commercial and Institutional Banking (CCIB) Structural Initiatives team , which focuses on improving business performance by identifying issues and developing solutions to changes in market structure or regulations (e.g. Basel IV, Brexit, interest rate trends and funding approaches). Prior to her current role, she was responsible for managing funding costs and liquidity impacts of Financial Markets, aligning capital resources with business strategies in Treasury and setting up the global prudent valuation framework in Finance for the Bank. Prior to Stanchart , she was in international relations at the Ministry of Finance in Singapore.
CEO & Founder
FinTorque | Formerly consultant, Money & Capital Markets Division, IMF; Group Treasury, Global Business Head, Standard Chartered Bank
Currently, CEO & Founder of FinTorque providing innovative, customised and affordable finance & treasury solutions for financial service providers in Emerging & Developing Market. Also advising Zensung (insurtech) and Sunpower Renewables (portable solar) start-ups on strategy, partnerships and capital raising.
Recently, IMF Financial Sector Consultant & Visiting Scholar specialising in changes in the provision of financial services post GFC and regulations.
Earlier, Finance, Risk & Treasury specialist in 4 Global Banks, 36yrs (30 in APAC) reshaping business post GFC & Regulations.
- Group Treasury Business Head
- Asia Treasurer & Country Treasurer (Indonesia, India, USA)
- Global Markets Business Manager; Group Market Risk
- Balance Sheet Optimisation Tools
- Group FTP Policy
- Retail Deposit Growth & Securitisation
- Trading Room Performance & Efficiency
- Training & Development